Payroll, plugged into your whole accounting.

Every pay run calculated, remitted, and filed — and reconciled with your books, your T2, and the rest of your accounting, so nothing drifts between them.

Online payroll across Canada, except Quebec.

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CRA rep
Authorized representative — we deal with CRA for you

The full chain, every pay period.

Payroll is a chain: one missed link — a wrong deduction, a late remittance, a missing ROE — and it follows you into the T2, the books, and CRA's records. We run the whole chain, not the part that happens on pay day.

The calculation

  • Gross-to-net, every run: CPP, EI, and federal/provincial income tax calculated per employee, per pay period.
  • Direct deposit and pay stubs delivered on time, every time.
  • TD1s collected and applied — federal and provincial — before the first paycheque.
  • Vacation pay, statutory holiday pay, and taxable benefits (health premiums and the like) calculated, not guessed.

The compliance

  • CRA payroll account opened before your first payday — remitting starts clean.
  • Source deductions remitted on your schedule: quarterly, monthly, or accelerated.
  • T4 and T4A slips and summaries filed by the last day of February — no January scramble.
  • Records of Employment issued within 5 calendar days of an interruption of earnings.

Know your schedule. We keep it.

CRA assigns every employer a remittance frequency based on average monthly withholding (AMWA). Miss the date and the penalty is 10% the first time, up to 20% for repeated failures.

Remitter type Average monthly withholding Remittance due
Quarterly Perfect record Under $3,000, with a perfect compliance record April 15, July 15, October 15, January 15
Monthly Default Under $25,000 15th of the following month
Accelerated Threshold 1 $25,000 – $99,999.99 Twice monthly — the 25th (paydays 1st–15th), the 10th of next month (paydays 16th–end)
Accelerated Threshold 2 $100,000+ Within 3 working days after each weekly period

Year-end runs on its own clock: T4 and T4A slips and summaries by the last day of February; ROEs within 5 calendar days of an interruption of earnings. CRA requires payroll records kept for six years minimum.

The owner-manager pay plan

Salary or dividends? Depends what the money has to do.

Every dollar leaves the corporation one of two ways — on a T4 as salary, or on a T5 as a dividend. Neither is universally better. The right mix usually isn't the same two years in a row.

The pay plan has to fit the mortgage you're applying for, the RRSP room you want built, and the retained earnings the corporation needs to keep. One number, five constraints — worked out before the year starts, not reverse-engineered in April.

Salary wins when
  • You need mortgage-qualifying income documented
  • Building CPP entitlement matters at this stage of life
  • You want RRSP contribution room for the next year
  • You carry childcare expenses that need earned income
  • The corporation has no cash to retain
Dividends win when
  • You want to skip CPP on both sides
  • You already have enough RRSP room
  • The corporation is retaining earnings for cash flow
  • You're near a tax bracket edge and timing matters
  • You have family members on the share register (within TOSI rules)

What payroll costs.

Three tiers by headcount. The price covers pay runs, remittances, year-end slips, ROEs and the owner-manager plan — no hourly meter, no per-slip surcharge in February.

Owner-only

Just you, on a T4

You, your corporation, one regular salary. One of our most common files — and the one most owner-managers delay longer than they should.

$45/mo
  • Monthly or bi-weekly pay run
  • PD7A on the day it's due
  • Year-end T4
  • Salary-vs-dividend review each year
Small team · 2–10

You and the team

Two to ten people, on whatever frequency matches your cash flow. Every remittance stream on one calendar.

$65/mo
+ $12 per employee / month
  • Pay runs on your frequency
  • Source deductions, remitted
  • ROEs out within 5 days
  • T4, T4A, year-end summaries
  • Taxable benefits tracked month to month
Growing · 11+

Multi-site, multi-province

Eleven-plus people, more than one province, benefits enrollment, or a union agreement in the mix. Priced to what's actually in the file.

Custom quote
  • Everything in small team
  • Multi-province withholding
  • Union payroll & benefits
  • Dedicated payroll contact
  • Direct QBO or Xero sync

What never shows up as a surprise invoice

  • Setup fee — waived when payroll starts alongside bookkeeping or T2.
  • Per-remittance charges — CRA, WSIB and EHT included at every tier.
  • Year-end slips — T4, T4A and T5018 are part of the monthly fee, not an add-on in February.
  • ROEs — filed within 5 days, no per-slip charge.

Payroll never travels alone.

Payroll touches everything — the books, the corporate return, the owner's personal return, the corporation itself. We run it as one package with the accounting around it, not as an isolated task.

By industry

What employers ask before handing over payroll.

Nine questions that come up on almost every setup call. The tenth is almost always specific to your file — bring it to the free call.

T4 slips report employment income with CPP/EI deductions for employees. T4A slips report other income — commissions, fees, contract payments — for contractors or self-employed individuals without source deductions.
Most Canadian businesses run payroll bi-weekly or semi-monthly, but frequency depends on industry and employee agreements.
CRA is strict. A first-time late remittance usually triggers a 10% penalty, which can jump to 20% for repeated errors. We track your remitter schedule so payments go out by the due date — the 15th of the following month for most small businesses, or your accelerated dates.
It depends on your remitter type, set by average monthly withholding: quarterly remitters pay April 15, July 15, October 15 and January 15; monthly remitters pay by the 15th of the following month; accelerated threshold 1 remits twice monthly (the 25th and the 10th); threshold 2 remits within 3 working days after each weekly period.
T4 and T4A slips and summaries are due by the last day of February following the calendar year. Records of Employment must be issued within 5 calendar days of an interruption of earnings.
Complete employee records, TD1 forms, time sheets, pay stubs, remittance confirmations, PD7A returns, and T4/ROE copies — for six years minimum. Missing records during audits result in reassessments and penalties.
Yes, but the pay must be "reasonable" for the work they actually perform. CRA scrutinizes income splitting closely, so their T4 should match an actual job description.
CRA looks at control and tools. If you treat a contractor like an employee but don't deduct EI or CPP, you could be liable for both the employer and employee portions later. A review of these contracts is essential for staying compliant.
Yes — it's one of our most common files. We set up the CRA payroll account, run the owner's salary, and plan the salary-vs-dividend mix against the corporate return, so the T4 and the T2 tell the same story.
Let's Talk

Book the free 20-minute call. Put payroll on autopilot.

Tell us your headcount, pay frequency, and where the books stand today — QBO, Wave, Wagepoint, a spreadsheet, nothing yet. You'll leave the call knowing exactly what your payroll needs.

  • You talk to the accountant who'll actually run your payroll, not a salesperson.
  • Transitions include a free review of the last 12 months — late remittances, missed ROEs, miscalculated benefits — before the handoff.
  • Payroll runs on the same calendar as bookkeeping, T2 and GST/HST when you want it to.
  • Every call booking gets a reply within one business day, usually the same day.
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