September is one of the busiest months on the Canadian benefits calendar. Several major CRA and Service Canada payments are scheduled between September 10 and September 28, including the Ontario Trillium Benefit, Canada Disability Benefit, Canada Child Benefit, CPP, Newfoundland and Labrador Disability Benefit and Veteran Disability Pension.
Bookmark this page. Then, before your next payment date, check two important details: your address and banking information. Keeping your personal information up to date helps prevent avoidable payment problems, especially if you’ve recently moved or changed bank accounts.
One more thing: a scheduled payment date does not always mean the money will appear in your account at exactly the same time. Processing issues, reassessments, eligibility reviews, missing tax returns and outdated information can also affect when a payment arrives.
For September 2026, the payment dates listed below fall on weekdays, so there are no weekend dates to account for.
| Date | Benefit | Administered by |
|---|---|---|
| September 10, 2026 | Ontario Trillium Benefit (OEPTC, NOEC, OSTC) | CRA |
| September 17, 2026 | Canada Disability Benefit | Service Canada |
| September 18, 2026 | Canada Child Benefit (plus related provincial and territorial programs) | CRA |
| September 25, 2026 | Canada Pension Plan (retirement, disability, survivor, children’s) | Service Canada |
| September 25, 2026 | Newfoundland and Labrador Disability Benefit | CRA |
| September 28, 2026 | Veteran Disability Pension | Service Canada |
Which benefits does the CRA pay in September 2026?
The CRA runs the three income-tested credits below. All three are calculated from your 2025 tax return, which is why filing on time matters even in a year you earned nothing.
Ontario Trillium Benefit, September 10
The Ontario Trillium Benefit (OTB) is not one credit. It is three provincial credits the CRA bundles into a single monthly deposit: the Ontario Energy and Property Tax Credit (OEPTC), the Northern Ontario Energy Credit (NOEC), and the Ontario Sales Tax Credit (OSTC). Most Canadian households qualify for one or two of the three, rarely all three at maximum.
Here are the current maximums for the July 2026 to June 2027 benefit year, after this year’s 2% inflation indexation:
- OSTC: Up to $378 for each adult and each child under 19 in the household. A family of four qualifies for up to $1,512.
- OEPTC: Up to $1,307 if you were 18 to 64 on December 31, 2025, and up to $1,488 if you were 65 or older. Residents on a reserve or in a public or non-profit long-term care home receive up to $290, and students in a designated residence receive a $25 component.
- NOEC: Up to $189 for a single person and up to $290 for a family, for residents of Northern Ontario districts only.
Who qualifies and how to get it: You do not fill out a separate application. You file your 2025 return, and the OSTC is calculated automatically from it. The catch, and the single most expensive mistake in this whole program, is that the OEPTC and NOEC require Form ON-BEN filed with your return every single year. A renter who files without ON-BEN still receives the $378 OSTC, assumes the system is working, and quietly leaves up to $1,307 of OEPTC on the table. Rent counts. Property tax counts. Energy costs on a reserve and long-term care fees count. Report them on ON-BEN or the CRA calculates zero.
Canada Child Benefit, September 18
The Canada Child Benefit (CCB) is the largest family support payment in the country, tax-free and paid monthly for each child under 18. The September 18 deposit is the third payment of the 2026 to 2027 benefit year, calculated from your 2025 adjusted family net income (AFNI).
Current maximums, after this year’s 2% increase:
- Under age 6: Up to $8,157 per year, which works out to $679.75 per month.
- Age 6 to 17: Up to $6,883 per year, or $573.58 per month.
- Child Disability Benefit: An extra $3,480 per year, or $290 per month, for each child approved for the Disability Tax Credit, paid on top of the regular CCB.
How the amount is calculated: Families with AFNI at or below $38,237 receive the full amount. Above that, the benefit reduces on a sliding scale, with a first reduction rate up to $82,847 and a gentler second rate above it. This is a phase-out, not a cliff, so families well into six figures still collect meaningful monthly payments, especially with two or more children.
Who qualifies and how to apply: You qualify if you live with a child under 18, are primarily responsible for their care, are a resident of Canada for tax purposes, and you or your partner hold eligible status such as citizen, permanent resident, protected person, or a temporary resident who has lived in Canada for 18 consecutive months on a valid permit. Apply once, at birth, through the Automated Benefits Application when you register the birth, or any time afterward through CRA My Account or Form RC66. After that, the only recurring task is that both partners file a tax return every year, even the one with no income, or payments stop.
Newfoundland and Labrador Disability Benefit, September 25
The Newfoundland and Labrador Disability Benefit (NLDB) is a provincial program the CRA delivers on Newfoundland and Labrador’s behalf. It pays up to $400 per month ($4,800 per year) to residents aged 18 to 64 who live with a disability. It held steady for 2026 to 2027 with no indexation increase.
Who qualifies and how the amount works: You need approval for the federal Disability Tax Credit, residency in the province, and a filed 2025 return. The full $400 goes to individuals and families with AFNI at or below $29,402. Above that, the benefit reduces gradually and phases out by $42,404 where one person qualifies for the DTC, or by $55,404 for couples where both partners qualify. In a couple where both spouses hold the DTC, each receives their own NLDB amount. There is no separate application beyond having an approved DTC and filing your return.
Which benefits does Service Canada pay in September 2026?
Service Canada runs the three payments below. If one of these is late, checking CRA My Account will tell you nothing. You need My Service Canada Account instead, and that trips people up every month.
Canada Disability Benefit, September 17
The Canada Disability Benefit (CDB) is the newest federal program in this list, built to top up the incomes of working-age adults with disabilities. For the July 2026 to June 2027 benefit year it pays up to $204.20 per month, roughly $2,450 a year, up from $200 last year.
Who qualifies: Five things have to be true. You are 18 to 64, you have an approved Disability Tax Credit, you are a resident of Canada for tax purposes, you filed your 2025 return (and your spouse filed theirs), and you hold eligible status such as citizen or permanent resident. The Disability Tax Credit is the gate. Without it, income and disability severity do not matter, you cannot receive the CDB.
How the amount is calculated: A single person with AFNI under $23,000 receives the full amount. The benefit reduces above that and reaches zero around $35,000, or around $45,000 if at least $10,000 of your income comes from work. That working-income exemption, $10,000 for an individual and $14,000 for a couple, means employment does not disqualify you as fast as people fear.
How to apply: This one is not automatic even if you have the DTC. You apply through My Service Canada Account, by mail, or in person at a Service Canada Centre. Because the CRA shares your DTC approval with Service Canada, the application mostly confirms your address, income, and banking details rather than re-proving your disability.
Canada Pension Plan, September 25
The Canada Pension Plan (CPP) deposit covers the retirement pension plus the disability, survivor, and children’s benefits. CPP is taxable, unlike most of the credits above, so the gross figure on your statement is higher than what lands after tax.
Current 2026 monthly amounts, straight from Service Canada:
- Retirement pension at 65: Average $925.35, maximum $1,507.65.
- Disability benefit: Average $1,210.86, maximum $1,741.20.
- Survivor’s pension, under 65: Average $545.71, maximum $803.54.
- Survivor’s pension, 65 and older: Average $334.24, maximum $904.59.
- Children’s benefit (child of a disabled or deceased contributor, under 18 or a full-time student): $307.81.
- Death benefit: A one-time payment of $2,500.
How the amount is calculated: Three things drive your CPP: how much and how long you contributed, your average earnings across your working life, and the age you start. You can begin as early as 60 or as late as 70. Every month you start before 65 trims the pension by 0.6%, and every month you wait past 65 adds 0.7%, which is a 42% lifetime raise for holding out to 70.
Veteran Disability Pension, September 28
The Veteran Disability Pension is a tax-free monthly payment from Veterans Affairs Canada for a service-related disability. It recognizes eligible members and veterans who qualified for a disability pension before April 1, 2006, along with their survivors and dependants, and certain wartime veterans.
Amounts run on a class system from Class 1, the most severe, down to Class 20. For a single veteran, the monthly rate ranges from about $3,513.48 at Class 1 to about $175.67 at Class 20, with additional amounts payable for a spouse or common-law partner and for each dependent child. Rates rose 2% effective January 1, 2026, in line with the Consumer Price Index. Because entitlement is assessed case by case, your exact figure lives in My VAC Account.
If you began service or applied after that 2006 cutoff, your compensation comes through Pain and Suffering Compensation under Pension for Life rather than this monthly pension, which is a separate stream with its own rules.
How do you update your personal information with the CRA?
This is the unglamorous half of getting paid on time, and it is where most missed payments actually come from. An outdated address stops benefit payments even when you use direct deposit and your bank account has not changed, because the CRA needs a valid address on file to keep your account active.
You update your address, phone number, email, and name through CRA My Account. Each takes a couple of minutes and processes right away.
Marital status deserves its own line because it moves your benefit amounts directly. Change it through the “Change my marital status” service in My Account, by filing Form RC65, or by calling the benefits line at 1-800-387-1193. Report a change by the end of the month following the month it happened. The one exception is separation: do not report it until you have been separated for more than 90 consecutive days.
For the Service Canada benefits, CPP, OAS, and the Canada Disability Benefit, you manage your personal details in My Service Canada Account instead. Veterans update their file in My VAC Account. Updating one department does not update the other, so if you have benefits on both sides, change both.
How do you add or change your direct deposit or banking information?
Read this part even if you think you know it, because the rules changed in 2025 and a lot of guidance still online is wrong.
As of March 24, 2025, the CRA no longer accepts direct deposit sign-ups or changes by phone or through EFILE. That was a deliberate anti-fraud move, and it means the old “just call the CRA” advice no longer works. You now have three ways to set up or change your banking information with the CRA:
- CRA My Account. Sign in, open your profile or the direct deposit section, and start, update, or stop direct deposit. This is the fastest route.
- Through your Canadian bank or credit union. Most institutions let you enrol or update CRA direct deposit from inside your online banking. Give consent there and your CRA information updates the next business day.
- By mail. Still available for anyone who cannot use the electronic options, but processing runs up to three months, so avoid it if you can.
Three rules that save people real money and stress:
- Do not close your old bank account until your first payment has landed in the new one. It takes up to a month for payments to switch over.
- If the CRA cannot deposit a payment, it mails you a cheque to the address on file, which loops right back to keeping your address current.
- For CPP, OAS, and the Canada Disability Benefit, banking changes go through My Service Canada Account, not the CRA.
If you’re self-employed or run a corporation in Canada, this is also a good time to make sure the records behind your tax return are clean. Benefits like the CCB and OTB are tied to the income you report, so accurate bookkeeping matters beyond tax season. Keeping your income, expenses, and receipts organized throughout the year with a tool like Zoombooks makes the tax filing behind those benefit calculations much easier.
Frequently Asked Questions
Do CPP and OAS arrive on the same day in September 2026? Yes. Both pay on September 25. The maximum OAS for the July to September 2026 quarter is $751.97 a month for seniors aged 65 to 74 and $827.17 for those 75 and over, since OAS jumps 10% at age 75. GIS stacks on top for lower-income seniors.
Why is my Canada Child Benefit a different amount than last summer? Every July the CRA recalculates the CCB using your most recent return. Your September payment reflects your 2025 income and this year’s indexed rates, so a raise in 2025, a change in the number of children in your care, or a marital status change all move the number.
Which of these September payments are taxable? The Canada Child Benefit, Ontario Trillium Benefit, Canada Disability Benefit, Newfoundland and Labrador Disability Benefit, and Veteran Disability Pension are all tax-free. The Canada Pension Plan is taxable and gets reported on your return.
My payment did not arrive on the scheduled date. What now? Wait several business days first, since direct deposits and cheques both have a settling window. Then check CRA My Account for the CRA benefits or My Service Canada Account for CPP, OAS, and the CDB. Nine times out of ten the fix is an outdated address or old banking details, the two items above.
Do I have to reapply for these every year? Not for most. The CCB, OTB, NLDB, and CDB carry forward as long as you keep qualifying. What you do have to repeat every year is filing your tax return, and for the OEPTC and NOEC portions of the Ontario Trillium Benefit, filing Form ON-BEN with that return. Skip either and the payments stop.
